This purchase method is usually composed of a capital contribution relatively small (typically as low as $ 500 for each participating member) of the individual residents, along with a large financing agreement from a group of community development lenders, concession providers, and loan sources to low-interest Financing normally has additional conditions to ensure that the continued affordability of homes in the community and provides ongoing training, technical assistance, and guidance for administration. Make a visit to for the perfect solutions there.

Land Trust

Generally, the Land Trust is a state or local entity that receives funds from community development lenders, concession providers, low loan sources interest, the US Department of Housing and Urban Development, (HUD)municipalities, etc. to acquire real estate to keep them affordable housing

Many Land Trusts focus on individual homes whereby land Trusts acquire the land and provide a long lease agreement term to people acquiring housing located in that land. They typically know they concentrate on people with very low income to moderate-income (using average income guidelines). The result of such programs is to reduce mostly the cost of being a homeowner. The Land Trust typically include some kind of educational information from homeowner and training, and frequently, the-sell the house by the owner, share in the valorization of value. ValorizationFrequently re-invest in house resale to ensure affordability


Limited Heritage Cooperative:

Community residents remain the owners of their homes, which are not affected by the purchase process. Participating residents of the community own action in the cooperative at a nominal cost.

The cooperative itself owns the community

The financing for the cooperative is from a consortium of development lenders community and other sources of low-interest loans. There is often a Technical Assistance Provider who organizes residents from the community, coordinates funding, and provides ongoing training and management orientation to the cooperative.

Land Trust

The methods of buying a community Land Trust are less standardized than the Limited Heritage Cooperative methods. The Land Trust can buy the entire community and manage it in a manner similar to an Affordable Housing Provider NFP. The Land Trust can also buy the community in conjunction with the residents, in such a way that residents are property owners of long term lease in the entire community. (This portion of the transaction would be similar to a Limited Heritage Cooperative.) So the residents are the owners and managers of a community lease while the land Trust is a relatively passive investor receiving a payment from the lease. Typically there is affordable housing conditions (such as restrictions of resale of the house, both in the price conditions and eligible buyers)attached to the transaction.


The low price of the shares can result in a broad-based membership. The stock price increase in the future is limited. Technical Assistance availability provides residents with guidance from management and administration. This method may be the best method for groups of low-income residents. This method provides a relatively high level of control by residents, but it requires high involvement by residents, organization and responsibility.