Some people may come across the credit card scam in the personal fortunate for some who may not. But all should be very aware of using the credit card swipe, online shopping, other things using credit cards. Because there are multitudinous people face themselves as a victim every year. Though the banks are rectifying some cases also there are many unsolved cases. Prevention is the best way which is the major advice by the head of the banks. Many prevention apps and organizations out there to help the people with some charges. A company called unicc.am uniccshop bazar provides the best code and security for the users. You can also find many ways and tips to prevent your credit card not to involve in scams. Further, you can know some methods of scamming credit cards.
Breaching the credit card:
There are many types of scams but some major scams are listed here,
- Jury duty
- Scam from the department of credit card
- Skimming
- Phone call scam
- Jury duty scamming is one of the threats that the scammers do with the victims and make them not to think much and get some important details. This scam is actually like the scammer call to the victims and introduces them as a person from the local court and the victim is failed to show the jury duty which had scheduled. Though the court had sent the notice the victim failed to respond. Now, the court decided to arrest and gave the warrant.
In that panic, people started asking them to do the help of preventing the victim not to get arrested. That is the cheese line for the scammers in that time they ask some details like
- Phone number
- Account number
- Card number
- Address details
- Social security number
- Date of birth
- Etc
The victim may address all these and get into scammers
a hand without knowledge. You can get these types of calls just to make sure by using helpline numbers and then move further.
- This scam from the department of credit card falls on the line of reducing the charges. You may get the call like the scammer is from the department of a credit card. They have a huge offer that they can give a reduction on their credit cards for your purchase. Here you get the catch! For this, the buyer should pay a fee as per their structural rules.
- Credit card scam initially originated by the skimming. It is one of the oldest ways of scam. When you go for shopping you use credit cards there the person can access the card without your knowledge. So it is advisable to check the details and amount properly. If you find any mistake you have to contact the bank for further details.
- Phone call scam is very common but very few become the victim of this type of scam. The scammer may act like you had won a prize so we would like to deposit the prize amount for that we need to know the details of your bank account number. This becomes very less because of the awareness between people nowadays.